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Certified Military Housing Specialist Military Relocation Professional

The most popular VA benefit for more than 29 million veterans and service personnel, who are eligible to receive benefits, is the VA Loans Program. Several reasons buyers desire the guaranty of a VA Loan Program are as follows:

  • Allows qualified buyers to purchase a home with no down payment
  • Limitations on buyer’s closing costs
  • There are no monthly mortgage insurance premiums
  • Offer financial counseling

To be eligible for the VA Loan Program you must be a Veteran who has served active duty and have a discharge other than dishonorable after a minimum of 90 days of service during wartime or a minimum of 181 continuous days during peacetime.

The VA Loan Program serves as a guarantor on loans made by private lenders such as banks, savings and loans and mortgage companies. The guaranty means a lender is protected against loss and therefore does not require a down payment allowing more favorable financing terms.

Any further questions can be answered by Tni LeBlanc at Mint Properties. She is an experienced REALTOR® that can guide you through the complex field of VA home loans.

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